Are you liable for medical debts your doctor fails to submit to insurance?

Just about the first thing we all do when visiting a doctor’s office is to provide them with a copy of our insurance card. It is generally understood that the medical office will submit a claim for whatever treatment we received and that you will then pay the...
Health Savings Accounts & Bankruptcy

Health Savings Accounts & Bankruptcy

My family has a Health Savings Account (HSA) so we can pay for out-of-pocket medical expenses not covered by insurance, although it would be more accurate to call it a health Spending account since we never seem to save much in that account. The basic idea of an HSA...