A Letter to Stop Debt Collectors from Calling

Those phone calls never stop. When you default on paying your bills, the bill collectors call and call and call. It’s enough to drive you mad. Frequently we file bankruptcy cases for elderly clients living on protected Social Security income. They don’t...

How Will Bankruptcy Affect My Credit Score?

Everyone knows that filing bankruptcy will have a negative affect on your credit report, but how long does that last? How bad is it? There is no one simple answer to this question.  Filing bankruptcy effects everyone differently since each credit file is unique. In...